Calculate your rental yield, monthly cash flow and return on investment. Takes 60 seconds.
Enter your property value, the monthly rent you expect to achieve, your deposit or equity amount, your estimated monthly mortgage payment and running costs. The calculator will instantly show your gross yield, Net Yield, monthly cash flow and return on your capital deployed.
Gross yield is annual rent divided by property value, expressed as a percentage. A property worth £350,000 generating £21,600 per year in rent has a gross yield of 6.2%. It does not account for mortgage costs, maintenance or voids.
Net Yield deducts your annual mortgage and running costs from gross rent before dividing by property value. This gives a more realistic picture of actual income relative to asset value.
In 2026, a gross yield of 5 7% is generally considered healthy for UK buy-to-let. Yields vary significantly by region northern cities such as Manchester, Liverpool and Leeds typically offer higher yields than London and the South East.
My Property Organiser calculates live yield, equity and cash flow across your entire portfolio automatically. See how it works.